Mortgage Monday Myths: You Can’t Get a Mortgage If You’re Self-Employed

There are approaching 3 million self-employed people in Canada – that’s almost 10% of the country! But obviously, with around 70% of Canadians owning their own home, there has to be a way for those of us that are self-employed to obtain a mortgage, right? Mortgage Monday Myth #2: Self-employed = no mortgage. It’s true… Continue reading Mortgage Monday Myths: You Can’t Get a Mortgage If You’re Self-Employed

The Golden Rule of Real Estate Negotiations (When Purchasing)

<drum roll please> Begin with a goal in mind! Far too often when representing buyers, it becomes apparent that people are inclined to let their emotions get the best of them during negotiations; and as a result of  these emotions, they are often ready to make quick or irrational moves that can prove quite costly… Continue reading The Golden Rule of Real Estate Negotiations (When Purchasing)

The Various Sources of Mortgage Funds

When you think about who actually funds mortgages (ok, I’ll admit it’s not a question a lot of people ponder for more than a couple of minutes), you may be surprised to find that mortgages are actually funded by a variety of sources – from banks (the obvious one) to credit unions and mortgage loan… Continue reading The Various Sources of Mortgage Funds