There are approaching 3 million self-employed people in Canada – that’s almost 10% of the country! But obviously, with around 70% of Canadians owning their own home, there has to be a way for those of us that are self-employed to obtain a mortgage, right? Mortgage Monday Myth #2: Self-employed = no mortgage. It’s true… Continue reading Mortgage Monday Myths: You Can’t Get a Mortgage If You’re Self-Employed
Month: September 2011
The Golden Rule of Real Estate Negotiations (When Purchasing)
<drum roll please> Begin with a goal in mind! Far too often when representing buyers, it becomes apparent that people are inclined to let their emotions get the best of them during negotiations; and as a result of these emotions, they are often ready to make quick or irrational moves that can prove quite costly… Continue reading The Golden Rule of Real Estate Negotiations (When Purchasing)
How to pay less tax
If you are a first-time buyer of real estate in Ontario, you are in luck: the Ontario government has many programs in place to encourage you to buy instead of rent. Today, I am going to blog about the Land Transfer Tax rebate. Land Transfer Tax is imposed by the provincial government on all purchases… Continue reading How to pay less tax
Tips for going back to school
Going back to school can be a stressful time for a family. You’ve just had your last weekend of summer, and you know the kids will not be happy when the alarm goes off Tuesday morning! Here are some tips to help you organize your home for going back to school. Set up a workspace.… Continue reading Tips for going back to school
The Various Sources of Mortgage Funds
When you think about who actually funds mortgages (ok, I’ll admit it’s not a question a lot of people ponder for more than a couple of minutes), you may be surprised to find that mortgages are actually funded by a variety of sources – from banks (the obvious one) to credit unions and mortgage loan… Continue reading The Various Sources of Mortgage Funds