The Importance of a Home Inspection

As a real estate agent, a question that I’m often asked once I’ve assisted my clients in reaching a conditional agreement with the sellers of a home is “Do we really need a home inspection?” My answer is always something like “Yes, you do” – from there, the choice is yours! Just like your agent,… Continue reading The Importance of a Home Inspection

Teranet, Teraview, e-reg: why is my lawyer always at the computer?

In Ontario, most real estate transfers are completed electronically; at last check, 97% of land registry offices were equipped to do electronic registration. Everything from title searches to registration of mortgages to transfers of property is completed online, with the lawyer “signing” electronically rather than attending at the land registry office to sign physically. This… Continue reading Teranet, Teraview, e-reg: why is my lawyer always at the computer?

A Closer Look at Credit Reports

If you want to purchase a house and need a mortgage, someone is going to have to pull a credit report at some point along the way.  A credit report outlines credit history and ultimately, credit worthiness.  Credit-reporting agencies are governed under The Consumer Reporting Act, and anyone who pulls a credit report needs to… Continue reading A Closer Look at Credit Reports