Mortgage Monday Rate Update

Yup, it’s time for another monthly rate update.  Whether you like it or not, stats and numbers are a part of the world of mortgages. When rates change even the slightest of percentage points, it could cost or save you thousands of dollars. Every once in a while, here on the Mortgage Monday posts, I’ll update you on… Continue reading Mortgage Monday Rate Update

Inspecting the inspectors

Jeff Lem is a well-known real estate lawyer in Toronto. He wrote this article a couple of weeks ago for the Law Times, and it caught my attention: the province of Ontario is looking at bringing in regulations for home inspectors. Currently, only British Columbia (in Canada) regulates and licences home inspectors. While there is… Continue reading Inspecting the inspectors

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Understanding Your Credit Report

Article courtesy of Genworth Canada.   A credit report is a history of how consistently you pay your financial obligations. It is created when you first borrow money or apply for credit and is built over time. The companies that lend or collect money or issue credit cards (banks, finance companies, credit unions, retailers, etc.) send… Continue reading Understanding Your Credit Report